How does Cornerstone Property Buyers work?

Cornerstone Property Buyers buys houses directly from homeowners in San Antonio and provides fair cash offers with flexible closing timelines.

Do I need to repair my house before selling?

No. We buy houses in any condition, so you do not need to make repairs, clean, or handle showings.

How fast can I close?

In many cases, we can close in as little as 7 days, depending on title, paperwork, and property details.

Behind on Payments? Sell Fast

Avoid Foreclosure Now

Behind on Mortgage Payments in San Antonio? Sell Fast and Walk Away Clean.

Stop the notices. Sell your home before foreclosure starts and protect what’s left of your equity.

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✓ Cash Offer in 24 Hours ✓ Close in 7 Days or Less ✓ $0 Fees or Commissions ✓ We Buy As-Is

Behind on Mortgage Payments in San Antonio? Sell Fast and Walk Away Clean.

Stop the lender notices. Sell your home before foreclosure starts and protect what’s left of your equity.

You’ve missed payments and lender notices have started

Once the first notice arrives, the clock starts. A cash sale now can stop the process entirely before your credit takes the hit.

You lost income and can’t make the payments anymore

Life changes — job loss, medical bills, divorce. If your income changed and you can no longer carry the mortgage, selling may be your best option.

You’re trying to avoid foreclosure on your record

A voluntary sale is far better than a completed foreclosure. Selling now protects your credit and your financial future for years ahead.

Refinancing or modification didn’t qualify

If the bank said no to refinancing or a loan modification, a cash sale may be your last clean option before the bank forces the issue.

Medical bills or life events created a financial crisis

Unexpected expenses derail even responsible homeowners. We are not here to judge — we are here to help you get out clean with cash in hand.

You want to sell while you still have equity to protect

The longer you wait, the fewer options you have. If you still have equity, acting now means you walk away with something instead of nothing.

How It Works — 3 Simple Steps

No repairs. No agents. No waiting while your situation gets worse.

Tell Us About Your Home

Fill out the form above or call 210-920-7915. Let us know you’re behind on payments — we handle these situations regularly with no judgment.

Get Your Cash Offer

We make a no-obligation cash offer within 24 hours based on your home’s current condition. Take it or leave it — no pressure.

Close and Move Forward

Close in as little as 7 days. Your mortgage gets paid off at closing. Any remaining equity goes directly to you.

Sell to Cornerstone vs. Listing With an Agent

When you’re behind on payments, speed is everything. A traditional listing rarely moves fast enough.

	Sell to Cornerstone	List With an Agent
Closing timeline	7 days or less	60–90 days average
Stops lender notices	Yes — close before foreclosure starts	Timeline too long in most cases
Repairs required	None — we buy as-is	Usually required by buyers
Agent commissions	$0 fees	5–6% of sale price
Months of missed payments adding up	Stopped at closing	Continue accumulating during listing
Certainty of closing	Guaranteed cash offer	Can fall through on financing
Credit protection	Sell before foreclosure damages credit	Foreclosure may complete during listing

Frequently Asked Questions — Selling Behind on Payments

How many payments behind is too many — can you still buy my house?

There is no cutoff on how far behind you are on payments. As long as the foreclosure process has not been completed — meaning the bank has not yet taken legal ownership — you can still sell your home. Whether you are 2 months behind or 10 months behind, we can evaluate your situation and make an offer. Call us at 210-920-7915 so we can review your timeline.

Will selling to you stop the foreclosure process?

Yes. A completed home sale stops the foreclosure process immediately. Once you close with us, the mortgage is paid off by the title company from the sale proceeds, and the lender’s legal claim on the property ends. The key is acting before the foreclosure is completed — which is why timing matters and why you should call us as soon as possible.

What happens to the money I owe the bank when I sell?

Your full mortgage balance — including any missed payments and late fees — is paid off at closing from the sale proceeds. The title company handles this payment directly with your lender. If there is equity remaining after the payoff, that money goes to you. You do not need to pay anything out of pocket before or during the sale.

Can I sell quickly enough to avoid a foreclosure on my credit?

Yes — if you act before the foreclosure is completed. We can close in as little as 7 days in Bexar County. A completed foreclosure can stay on your credit report for 7 years and drop your score by 100 to 150 points. A voluntary sale does not damage your credit in the same way. The sooner you contact us, the better your odds of getting ahead of the foreclosure timeline.

What if I owe more than the house is worth?

If you are underwater on your mortgage — meaning you owe more than the home’s current value — a short sale may be an option. In a short sale, your lender agrees to accept less than the full payoff amount to allow the sale to proceed. Short sales require lender approval and take more time to coordinate, but they are still a significantly better outcome than a completed foreclosure. We have experience with short sale situations in San Antonio.

How do I know if I have enough equity to sell?

Equity is simply the difference between what your home is worth and what you owe on it. Even with missed payments and late fees added to your balance, many San Antonio homeowners still have positive equity due to rising property values. Call us at 210-920-7915 and we will give you an honest assessment of your situation — including a cash offer — so you can see exactly what you would walk away with after your mortgage is paid off.

We Serve All of San Antonio and Surrounding Areas

Behind on payments anywhere in the greater San Antonio metro? We can help you sell fast and protect your equity.

Schertz Converse New Braunfels Leon Valley Universal City Live Oak Helotes Boerne Cibolo Selma San Marcos Seguin Floresville Lytle Pleasanton San Antonio

Don’t Wait Until the Bank Forces Your Hand

We buy houses in San Antonio, TX in any condition. Get your no-obligation cash offer today.

Get My Cash Offer Now Call or Text: 210-920-7915

No obligation. No hassle. Take it or leave it.